We provide non-bank online sms loans and fast payday loans. You can have up to 20 000 CZK in 10 minutes, from the comfort of your home and without any unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

I am a wealth manager and my specialty is not only Swiss annuities and investments, but also mortgages and home equity loans, refinancing, consumer loans and consolidation, plus life and property insurance, motor insurance (POV and HAV) and pensions and DIP.

I work in the finance industry, where I focus on providing optimal solutions for clients to achieve the best terms in the market. My goal is to minimize costs and ensure that clients only pay for necessities. I am able to provide a complete service for mortgages, insurance or investments.