With us you can borrow money directly from people with interest rates as low as 3.99%. You can arrange your entire loan request in minutes and you don't even have to go anywhere. All you need is the internet. You set the repayment amount yourself and you can repay the entire loan early at any time for free.

We provide non-bank online sms loans and fast payday loans. You can have up to 20 000 CZK in 10 minutes, from the comfort of your home and without any unnecessary paperwork. We are licensed by the Czech National Bank.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

We're an insurance company, but a travel insurance company. We're different because we travel for a living. For over 100 years. Every year, we personally review the level of medical care abroad. We've built a network of help centers on every continent. Over a million clients a year makes us the number one Czech medical service. You travel. We care.