We provide loans without a guarantor up to CZK 130,000 with a repayment period of up to 3 years. A Provident loan is a non-bank consumer loan with no hidden fees, where you know in advance how much you will pay.

Provides comprehensive banking services. We focus mainly on personal advice, accounts, credit and debit cards, loans, mortgages and more. We also specialize in direct banking, insurance, currencies and foreign exchange. We offer time deposits, mutual funds, stocks and bonds.

We look after more than 1.1 million clients, to whom we offer a wide range of participating funds and savings programmes. We offer retirement plans for senior citizens.

We will finance your real estate and business plans.

Private advisory firm providing Wealth Management, Wealth Planning, Economic and Investment Advisory, Financial Planning, Succession, Intergenerational Wealth Management, related tax, attorney and notary services.

We provide direct banking service of Česká spořitelna.

We offer personal and business accounts with no fees or terms. We provide instant payments, convenient mortgages and modern investment services in stocks and funds. Manage everything online in our apps or in person at over 85 branches.

Leader in the field of investment education in the Czech Republic, specialising in individual tuition.

We offer life, accident, casualty, travel, motor, liability, property and pet insurance. We also provide our services online and over the phone.

The company has a history of 23 years of real estate investment. It offers high yield bonds. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.