We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We mediate: sale, lease, management and purchase of all real estate: apartment, house, land, cottage, new building, commercial and recreational real estate. We provide real estate, mortgage and financial services. We deal with the purchase of indebted real estate, pay off loans, foreclosures and auctions. We handle mortgages and loans.

Our 1st Credit Company has been specializing for 15 years in providing and brokering non-bank mortgages (loans secured by real estate) as well as sale-and-leaseback arrangements, financing for purchases, renovations, and construction (development projects), loan consolidation, mortgage refinancing, and affordable real estate debt relief.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.

Available non-bank loan without a fee from CZK 1,000 up to CZK 100,000. No guarantor. We guarantee fast online processing and payment to your account. We do not look into the register of defaulters. Early repayment is possible at any time for free. You can solve everything from the comfort of your home. We process over 700 applications a day.