The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer online banking and financial services. Everything is conveniently solved in our app, on our website or at our call centre. Only the head office is located at the address shown.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

We handle Alpenverein on demand. Payment by credit card. Online processing Express. Direct representation in the Czech Republic since 1998. Outdoor rental: via-ferrata and glacier equipment, snowshoes, avalanche searchers, tents and equipment for children. Complete range of hiking maps of Austria - Alpenverein edition.