We provide business and consumer loans from CZK 200 000 with real estate guarantee.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

We can arrange a mortgage or home loan. Your dream home doesn't have to remain a distant vision. We'll help you set up your mortgage so you pay less, pay smarter and enjoy the home you want sooner. We can arrange non-purpose loans and property or life insurance.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We also offer online fast non-bank loan and credit up to 300 000 CZK without collateral and with a record in the register for employees, pensioners and entrepreneurs (self-employed, sole proprietors, Ltd. ). You can arrange the loan online and in person by phone. We also offer business loans and loans with collateral up to 80% of the value of the collateral.