We are a German savings bank, member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, retirement savings with German state contribution, investments, real estate in Germany.

Customized mortgages in the city center. We help with financing the purchase, construction and renovation of properties, as well as refinancing older mortgages. We provide our services at no charge, and we will tailor personal consultations to your time availability - morning, daytime and evening.

Our work starts with real estate, but it doesn't stop there. We help people manage their assets and finances so they can focus on what really matters to them - themselves, their family and their freedom. Our service is especially valued by property owners and those working towards financial independence.

We are a German savings bank, member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, retirement savings with German state contribution, investments, real estate in Germany.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Real estate makes up a substantial part of your assets. Don't leave anything to chance. Taking the right steps at the right time is key in real estate transactions. Whether you're buying or selling a property, we'll make sure everything goes smoothly and you get the best deal possible.