We provide telecommunication services for homes and businesses. We offer mobile tariffs, landline calls, ADSL and mobile internet, data services and digital TV programmes. You can also purchase mobile phones, modems and other equipment. We provide warranty and after-sales service.

Insurance broker offering property, liability, casualty, life insurance, compulsory liability, for business, farmers, municipalities, citizens. We will prepare a quote for you from several insurers. We assist in the liquidation of an insurance claim.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.