We provide non-bank online sms loans and fast payday loans. You can have up to 20 000 CZK in 10 minutes, from the comfort of your home and without any unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Available non-bank loan without a fee from CZK 1,000 up to CZK 100,000. No guarantor. We guarantee fast online processing and payment to your account. We do not look into the register of defaulters. Early repayment is possible at any time for free. You can solve everything from the comfort of your home. We process over 700 applications a day.

We provide non-bank loans to individuals and businesses across the country. We provide cash loans in amounts ranging from CZK 5,000 to CZK 70,000.

We provide business and consumer loans from CZK 200 000 with real estate guarantee.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.