We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are the key to your housing dreams. We believe that every property has a story, and we are ready to write its next chapter together with you. Our experience, enthusiasm and human touch will ensure that your wishes become a reality. Your trust is our commitment, your success our joy.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

We provide free debt counselling, In the last 7 years we have helped more than 95,000 people to solve their debt problems, of which over 11,000 have solved their situation by means of debt relief under the Insolvency Act. Anyone can contact us, no matter where you are from.