Shop at your favourite stores and choose to pay now or in 3 payments.

We specialize in short-term operating financing for small and medium-sized companies. We started as part of the international Lidya Group. From 2022 we have purely Czech owners and a new name. We continue to finance your business growth quickly and easily!

We provide direct banking service of Česká spořitelna.

Running a portal that deals with complete financial planning purely online and in real time. Based on a completed questionnaire, you will receive a customized financial plan.

With a single account, you can shop at millions of merchants around the world and send money to your friends wherever they are. With the PayPal app, you can access your account from any device.

We offer an innovative digital currency and payment system. Our platform allows you to quickly buy and sell bitcoins without registration. Bitcoins are instantly sent to your wallet, ensuring security and privacy. Take control of the world of payments with us.

A private and bright environment for your personal finances. I create tools that help everyday people better understand their personal finances and make sure my clients' money flows in the right direction - into their own pockets.

We are a provider of deferred payments in the Czech Republic. With us, you can skip (skip) all the hassle of shopping and pay for your goods safely and conveniently after you try them out. Now you also have the option to split your payment into thirds - even without registering. Plus, you get lots of other great benefits.

We offer fast non-bank loans for employees, retirees, entrepreneurs, self-employed and businesses. Free processing within minutes. You can take advantage of early repayment with interest savings, or a bonus with proper repayment. Free processing of the offer within minutes, individual approval of applications.

We offer an application for managing personal finances online. We provide automatic data retrieval from the bank, uploading of electronic bank statement, manual data entry, security and data protection.

Do business with us without worries! We offer Monthly VAT payer, Ensuring responsible representatives, Virtual registered office throughout the Czech Republic, Customized company formation, Changes in s. r. o. , Company registration for VAT, Complete accounting management. We look forward to working with you!

We offer online mortgage advice.

Not just a crypto bank. But comprehensive products for your business. Manage crypto assets anywhere in the world. Store. Pay. Transfer. Exchange. Issue invoices. Accept payments via link or QR code. Attract new customers and increase revenue.

PaYard operates the PaYard platform - a non-modal exchange platform that enables secure and transparent exchange between fiat currencies (EUR, USD, CZK) and cryptocurrencies (e.g. BTC, ETH, stablecoins and selected altcoins).