We offer personal and business accounts with no fees or terms. We provide instant payments, convenient mortgages and modern investment services in stocks and funds. Manage everything online in our apps or in person at over 85 branches.

The company has a history of 23 years of real estate investment. It offers high yield bonds. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

The EMTC Group, or its individual companies, issues bonds to finance projects in various sectors and to value the funds of its investors. The main projects are the educational project for preschool children Lipa and the job portal Airjobs.cz.

Offering cash withdrawal and deposit, simple banking and additional services. Provision of account balance information.

We are the operator of a debt relief site. Here you will find important information and advice on insolvency, personal bankruptcy and other forms of debt relief.