We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

I will take care of the entire process of selling or renting your property from professional presentation to eviction, painting, surveying, passports, energy labels or legalization of buildings. I will handle everything reliably and without worries. I will provide a service with a human touch, simply all inclusive.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.