Precise advice. I provide proposals and advice; you make the decisions. I develop and manage comprehensive audits and administration of your finances. I prepare reports on the status, amount, and options for your potential retirement pension. I handle mortgage loans, investments, personal loans, and insurance.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Services of an insurance broker of Allianz Insurance Company. I offer auto insurance, life and travel insurance, property and industrial insurance and much more.