We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.

Available non-bank loan without a fee from CZK 1,000 up to CZK 100,000. No guarantor. We guarantee fast online processing and payment to your account. We do not look into the register of defaulters. Early repayment is possible at any time for free. You can solve everything from the comfort of your home. We process over 700 applications a day.

Non-bank loans for businesses, joint stock companies and entrepreneurs. Unlike banks, we assess each loan application very carefully. We can also deal with optimised tax returns or any bank and non-bank registry entries. Loans are granted up to 50% of the value of the object of guarantee.

Our company is engaged in the import of cars, trade in used goods, lending, trade in precious metals and sale of jewelry. We operate branches of Premium Import Cars, Express Cash, Golden Express, Extra Jewelry.