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Our work starts with real estate, but it doesn't stop there. We help people manage their assets and finances so they can focus on what really matters to them - themselves, their family and their freedom. Our service is especially valued by property owners and those working towards financial independence.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small and medium-sized businesses, employees, legal protection, property and citizens, industry and entrepreneurs, liability or municipal insurance program.

Private finance and wealth management since 1857. With Swiss precision, we approach the optimization of each client's finances. We prepare solutions in the areas of investments, pension security, banking products, personal and property insurance or housing finance and mortgage loan brokerage.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We are a German savings bank, a member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, savings with German state contribution, investments. ATM is not available here.