We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small and medium-sized businesses, employees, legal protection, property and citizens, industry and entrepreneurs, liability or municipal insurance program.

We are a German savings bank, a member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, savings with German state contribution, investments. ATM is not available here.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small and medium-sized businesses, employees, legal protection, property and citizens, industry and entrepreneurs, liability or municipal insurance program. We provide assistance services.