We carry out development projects focusing on the construction of apartments and the sale of real estate. We offer a comprehensive service: from land purchase to construction implementation to securing favourable financing.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

Non-bank loans with real estate collateral. Possibility of pledge and second in order. We offer reliability, speed and professional solutions that we propose free of charge. Foreclosure is not an obstacle. We also allow leaseback for up to 5 years. Suitable for entrepreneurs and employees.

Company providing real estate brokerage, property valuation, financing, insurance, investment, legal services and other services in the field of real estate and finance.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.