The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

Mortgage and Investment Broker. You deserve a mortgage that’s stress-free and hassle-free. Getting a mortgage isn’t just about visiting a branch and signing a single document. There’s a lot of paperwork, phone calls, documents, and appointments ahead of you. You can leave all of that to us. You just look forward to your new home—we’ll take care of the rest.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are an online comparator of all types of insurance, energy, mortgages and loans. Thanks to our own unique technologies, we are the only true online life insurance comparator. On our website and mobile app you can arrange car insurance, property insurance or even electricity and gas insurance completely online.

Non-bank loans with real estate collateral. Possibility of pledge and second in order. We offer reliability, speed and professional solutions that we propose free of charge. Foreclosure is not an obstacle. We also allow leaseback for up to 5 years. Suitable for entrepreneurs and employees.

Our 1st Credit Company has been specializing for 15 years in providing and brokering non-bank mortgages (loans secured by real estate) as well as sale-and-leaseback arrangements, financing for purchases, renovations, and construction (development projects), loan consolidation, mortgage refinancing, and affordable real estate debt relief.