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We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We are a joint stock company that deals with financing, buying or selling real estate.

We provide non-bank loans to individuals and businesses across the country. We provide cash loans in amounts ranging from CZK 5,000 to CZK 70,000.

We provide a full range of real estate services. We provide legal, mortgage and financial services, including real estate debt relief. We provide income and wealth advice on housing finance, the future, retirement living and investing.

Non-bank loans with property pledge with interest from 26.9% and maturity from 1 year to 20 years.

Non-bank financing for entrepreneurs. Development and project financing. Development construction. Consolidation and debt repayment of persons and real estate. Purchase of real estate immediately. Real estate brokerage for the sale of real estate.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.