Comprehensive financial services - housing finance, investments, savings and insurance for individuals and small and medium-sized businesses.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

I provide consulting services in the areas of loan financing and mortgages, including the purchase and sale of real estate, savings and investments, life and non-life insurance, and retirement planning. My work with clients is based on financial analysis, financial planning, and long-term collaboration.