We provide business and consumer loans from CZK 200 000 with real estate guarantee.

We are an online comparator of all types of insurance, energy, mortgages and loans. Thanks to our own unique technologies, we are the only true online life insurance comparator. On our website and mobile app you can arrange car insurance, property insurance or even electricity and gas insurance completely online.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Comprehensive financial services - housing finance, investments, savings and insurance for individuals and small and medium-sized businesses.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We are a full-service real estate and financial advisory agency providing a comprehensive service for the sale, purchase and lease of residential and commercial real estate in the Czech Republic. By combining real estate and finance, we offer superior care, time savings and the certainty of making the right decisions - all handled efficiently and in one place.