Payment gateway and payment terminals from 0.67% + 0.6 CZK You can accept card payments online and in stores. Payment gateway activation and payment terminal installation is free of charge. No fees for daily transfer to your bank account.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

If you are worried about long invoice payments, with us you will get the money in your account immediately. In addition, we offer customer screening, we insure your invoices and we are available around the clock.

We are a German savings bank, member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, retirement savings with German state contribution, investments, real estate in Germany.