We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

Loans secured by real estate are a great way to get a low interest rate and keep your monthly payments low. The collateral provides security for the lender, and secured loans are advantageous loans with long repayment terms. The client’s real estate or that of a third party can be used as collateral.