Our 1st Credit Company has been specializing for 15 years in providing and brokering non-bank mortgages (loans secured by real estate) as well as sale-and-leaseback arrangements, financing for purchases, renovations, and construction (development projects), loan consolidation, mortgage refinancing, and affordable real estate debt relief.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.

Non-bank loans with real estate collateral. Possibility of pledge and second in order. We offer reliability, speed and professional solutions that we propose free of charge. Foreclosure is not an obstacle. We also allow leaseback for up to 5 years. Suitable for entrepreneurs and employees.

Convenient financing conditions. Leasing and credit for all transport equipment and machinery. We also arrange leaseback. We operate throughout the country. We can help you too.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.

Available non-bank loan without a fee from CZK 1,000 up to CZK 100,000. No guarantor. We guarantee fast online processing and payment to your account. We do not look into the register of defaulters. Early repayment is possible at any time for free. You can solve everything from the comfort of your home. We process over 700 applications a day.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.