We provide business and consumer loans from CZK 200 000 with real estate guarantee.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Non-bank financing for entrepreneurs. Development and project financing. Development construction. Consolidation and debt repayment of persons and real estate. Purchase of real estate immediately. Real estate brokerage for the sale of real estate.

We deal with the professional processing of bankruptcy petitions and have a 100% success rate in personal bankruptcy. We help people in a difficult financial situation to stop property auctions and debt recovery not only by bailiffs, thus protecting their assets. We also offer free consultations.

We offer non-bank loans. Loan processing is free with us. Everything is easily done online on our website within 5 minutes. We respect your privacy, so we don't ask what you need the money for, we don't even mind a record in the registry. You don't even pay anything for early repayment of the loan.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.