We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a family owned and operated law firm in the downtown area with private parking for our clients. We provide a full range of legal services. We specialize in business, criminal, and family law. We represent before the courts, police and other authorities. We draw up real estate contracts, including escrows, collect debts.

Community of independent real estate agents. Full range of real estate services. Immediate purchase and sale, property foreclosure. Professional approach, providing legal service and financing, notary escrow and market appraisal.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.