Credit, investment and insurance advisory services based on over 12 years of experience including financial plan and insurance exclusion comparison.

House, apartment and car insurance for Kroměříž, Hulín, Chropyně, Kvasice, Zdounky, Morkovice. We can arrange everything online or in our office in Oskol. I deal with contract revisions, underinsurance and risks such as martens in insulation or natural damage. I offer a personal approach of a specialist for the whole Kromeriz district and the surrounding area.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

We are a German savings bank, member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, retirement savings with German state contribution, investments, real estate in Germany.

Chartered investment consultancy. Our remuneration is mostly from profits. If you have sold a business or have units, tens or hundreds of millions of crowns to invest. Our clients are business owners, senior executives or it professionals who don't have time to worry about their money.