We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.

Quick online car insurance comparison in 2 minutes. We'll help you get a fair price and take care of you for the duration of your insurance.