We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We represent leading Czech insurance companies such as Allianz, AXA, ČPP, ČSOB, Generali Česká pojišt'ovna, Kooperativa, PVZP, Direct, Uniqa, Pillow and others. Insurance can be taken out quickly and conveniently. We offer travel insurance, accident insurance, life insurance, compulsory liability and accident insurance and more.

We'll match what others don't. We clearly distinguish and compare all offers that consist of different items. We know that price alone is not always indicative of the benefits of insurance. We are transparent and 100% on the side of our clients.

We compare and arrange insurance for you at ideal prices. Online comparison for compulsory liability and accident insurance, home, property and liability insurance. We compare rates and price lists from insurance companies Czech Business ČPP, ČSOB, Generali ČP, Fire, Kooperativa, Slavia, Direct, Uniqa and others.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.