We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

I am a private advisor who has been in the finance industry since 2010. I specialize in investments, mortgages and comprehensive financial advice. I work with large financial institutions and investment companies. My goal is long-term cooperation and a satisfied client.

We compare and arrange insurance for you at ideal prices. Online comparison for compulsory liability and accident insurance, home, property and liability insurance. We compare rates and price lists from insurance companies Czech Business ČPP, ČSOB, Generali ČP, Fire, Kooperativa, Slavia, Direct, Uniqa and others.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Real estate makes up a substantial part of your assets. Don't leave anything to chance. Taking the right steps at the right time is key in real estate transactions. Whether you're buying or selling a property, we'll make sure everything goes smoothly and you get the best deal possible.

I have been in finance since 2007, continuously educating myself and keeping up to date with the latest trends in the industry. I mostly deal with clients on mortgage loans and investments. I believe that everyone has goals and dreams. I help my clients achieve theirs through proper financial planning.