Comprehensive financial services - housing finance, investments, savings and insurance for individuals and small and medium-sized businesses.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

Since 2005, PARVA has been assisting with the sale, purchase, rental, and auction of real estate. We provide financing, including mortgages, related insurance, and property market valuations, such as for probate proceedings. We handle real estate and finance securely, clearly, and with a personal touch.

Law firm providing comprehensive legal services focusing on civil, housing, commercial, family, employment, criminal, health and administrative law, insolvency, foreclosure, debt settlement, restitution disputes, damages and unjust enrichment. We offer consultations, training and expert opinions.

We offer investment gold and silver available to the general public in the form of savings. Our offerings include saving in gold and silver bullion, saving for retirement, saving for children and lump sum investments. We provide immediate redemption of precious metals and provide comprehensive advice.