Company providing real estate brokerage, property valuation, financing, insurance, investment, legal services and other services in the field of real estate and finance.

We are an investment group that is one of Europe's leading players in construction, development and technology investments. It brings together a total of 46 subsidiaries focused on property development, complex construction, construction manufacturing, property management and private premium transportation.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We ventured into the world of investments in 1995. We have been trading securities and actively managing our clients' investments for 30 years. We react to world events and develop. As a result, we continue to bring new services and innovative investment opportunities. We specialize in investment certificates.

We offer real estate agency services. We mediate the rent and sale of flats, family houses, farms, land and recreational facilities. We provide professional assistance in obtaining mortgages, loans, investments and offer consulting services. We provide legal services, estimates for inheritance proceedings, etc.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.