We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a joint stock company that deals with financing, buying or selling real estate.

Non-bank loans for businesses, joint stock companies and entrepreneurs. Unlike banks, we assess each loan application very carefully. We can also deal with optimised tax returns or any bank and non-bank registry entries. Loans are granted up to 50% of the value of the object of guarantee.

We offer non-bank loans. Loan processing is free with us. Everything is easily done online on our website within 5 minutes. We respect your privacy, so we don't ask what you need the money for, we don't even mind a record in the registry. You don't even pay anything for early repayment of the loan.