Payment gateway and payment terminals from 0.67% + 0.6 CZK You can accept card payments online and in stores. Payment gateway activation and payment terminal installation is free of charge. No fees for daily transfer to your bank account.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer invoice shortening for small and medium sized businesses. You don't have to wait for your customer to pay you. With us you have the money in your account within 3 days.

We provide business and consumer loans from CZK 200 000 with real estate guarantee.

A mortgage does not have to be expensive or complicated. I'll negotiate better terms for you, oversee the whole process and save you money and worry. I can help you refinance a bad credit loan or set up life insurance. I act professionally and with respect. My emphasis is on transparency. I look forward to hearing from you.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.