We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Payment gateway and payment terminals from 0.67% + 0.6 CZK You can accept card payments online and in stores. Payment gateway activation and payment terminal installation is free of charge. No fees for daily transfer to your bank account.

We provide business and consumer loans from CZK 200 000 with real estate guarantee.

A mortgage does not have to be expensive or complicated. I'll negotiate better terms for you, oversee the whole process and save you money and worry. I can help you refinance a bad credit loan or set up life insurance. I act professionally and with respect. My emphasis is on transparency. I look forward to hearing from you.

Bound representative of an independent broker GOLEM FINANCE s. r. o. I offer you my years of experience, knowledge of how the mortgage market works and a combination of suitable products to help you achieve a loan. I will prepare a comparison of all banks and building societies.

We are an international fin-tech provider of trading and investment products, services and technology solutions. Our core business is to offer access to thousands of financial instruments. We offer over 5800+ instruments on physical stocks and ETFs, CFDs on commodities, cryptocurrencies, Forex and more.