We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Payment gateway and payment terminals from 0.62%. You can accept card payments online and in stores. Payment gateway activation and payment terminal installation is free of charge. No daily transfer fees to your bank account.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We also offer online fast non-bank loan and credit up to 300 000 CZK without collateral and with a record in the register for employees, pensioners and entrepreneurs (self-employed, sole proprietors, Ltd. ). You can arrange the loan online and in person by phone. We also offer business loans and loans with collateral up to 80% of the value of the collateral.

Offering non-purpose non-bank cash loans to individuals, entrepreneurs and sole traders. We provide start-up, bridging and special purpose loans for entrepreneurs.