We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

Payment gateway and payment terminals from 0.67% + 0.6 CZK You can accept card payments online and in stores. Payment gateway activation and payment terminal installation is free of charge. No fees for daily transfer to your bank account.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.