We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

Through our portal you have the opportunity to compare and take out insurance online. At the same time we offer you a comparison of different products, not only by price but also by quality. We compare for you compulsory liability insurance, accident insurance, travel insurance and home insurance.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

With our travel insurance, you have an international team behind you to take care of you. We'll be available 24 hours a day, 7 days a week, and with a wide network of offices in over 30 countries, we can help you almost anywhere in the world. Arrange in 2-3 minutes online. Up to unlimited medical expense coverage.

Compare insurance quotes. We arrange travel insurance, compulsory liability, accident and life insurance. We specialize in insuring tractor trailers, trucks and buses. We also insure cargo - road carrier liability, single family homes, businesses and more.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.