We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

Insurance broker offering property, liability, casualty, life insurance, compulsory liability, for business, farmers, municipalities, citizens. We will prepare a quote for you from several insurers. We assist in the liquidation of an insurance claim.

We provide telecommunication services for homes and businesses. We offer mobile tariffs, landline calls, ADSL and mobile internet, data services and digital TV programmes. You can also purchase mobile phones, modems and other equipment. We provide warranty and after-sales service.