We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

Through our portal you have the opportunity to compare and take out insurance online. At the same time we offer you a comparison of different products, not only by price but also by quality. We compare for you compulsory liability insurance, accident insurance, travel insurance and home insurance.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.

We are an online comparator of all types of insurance, energy, mortgages and loans. Thanks to our own unique technologies, we are the only true online life insurance comparator. On our website and mobile app you can arrange car insurance, property insurance or even electricity and gas insurance completely online.

With our travel insurance, you have an international team behind you to take care of you. We'll be available 24 hours a day, 7 days a week, and with a wide network of offices in over 30 countries, we can help you almost anywhere in the world. Arrange in 2-3 minutes online. Up to unlimited medical expense coverage.