We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

The company has a history of 24 years of real estate investment. It offers bonds with yields up to 9%. Its portfolio of investments includes EFI Hotels, EFI Brewery, office buildings and residential properties. It will also offer its services as a real estate agency. The insurance services division will take out insurance for you.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

Through our portal you have the opportunity to compare and take out insurance online. At the same time we offer you a comparison of different products, not only by price but also by quality. We compare for you compulsory liability insurance, accident insurance, travel insurance and home insurance.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.