The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

Convenient financing conditions. Leasing and credit for all transport equipment and machinery. We also arrange leaseback. We operate throughout the country. We can help you too.

We offer online banking and financial services. Everything is conveniently solved in our app, on our website or at our call centre. Only the head office is located at the address shown.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Through our portal you have the opportunity to compare and take out insurance online. At the same time we offer you a comparison of different products, not only by price but also by quality. We compare for you compulsory liability insurance, accident insurance, travel insurance and home insurance.

Our goal is always to offer more benefits than others in the world of finance.