We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Our goal is to make funds available when you need them. No matter what you need it for. We'll help you get the money through a short, simple, secure online application. We value your time, which is why we offer only fair, easy and fast solutions.

Non-bank financing for entrepreneurs. Development and project financing. Development construction. Consolidation and debt repayment of persons and real estate. Purchase of real estate immediately. Real estate brokerage for the sale of real estate.

Precise advice. I provide proposals and advice; you make the decisions. I develop and manage comprehensive audits and administration of your finances. I prepare reports on the status, amount, and options for your potential retirement pension. I handle mortgage loans, investments, personal loans, and insurance.

We are a joint stock company that deals with financing, buying or selling real estate.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.

We lend to anyone who finds themselves in a situation where they need money and the bank refuses to lend. They will get finance no matter what they need the money for. Just fill out an application and we will get back to you with an offer.

Customized mortgages in the city center. We help with financing the purchase, construction and renovation of properties, as well as refinancing older mortgages. We provide our services at no charge, and we will tailor personal consultations to your time availability - morning, daytime and evening.