We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.

Our goal is to make funds available when you need them. No matter what you need it for. We'll help you get the money through a short, simple, secure online application. We value your time, which is why we offer only fair, easy and fast solutions.