We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

Non-bank financing for entrepreneurs. Development and project financing. Development construction. Consolidation and debt repayment of persons and real estate. Purchase of real estate immediately. Real estate brokerage for the sale of real estate.

Customized mortgages in the city center. We help with financing the purchase, construction and renovation of properties, as well as refinancing older mortgages. We provide our services at no charge, and we will tailor personal consultations to your time availability - morning, daytime and evening.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a joint stock company that deals with financing, buying or selling real estate.

We are specialists in mortgages, building society loans, insurance and investments. We work evenings, weekends and bank holidays if required. We can provide references from satisfied clients. In finance we are like fish in water.