With us you can borrow money directly from people with interest rates as low as 3.99%. You can arrange your entire loan request in minutes and you don't even have to go anywhere. All you need is the internet. You set the repayment amount yourself and you can repay the entire loan early at any time for free.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.