We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We will provide you with a non-bank loan from CZK 1,000 up to CZK 100,000 with no fees and no registry search. You can arrange the loan online by filling out an application. Once we receive your application, the system will process it immediately. Approval of the application takes place within minutes. We disburse your loan immediately after approval.

Non-bank financing for entrepreneurs. Development and project financing. Development construction. Consolidation and debt repayment of persons and real estate. Purchase of real estate immediately. Real estate brokerage for the sale of real estate.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Online marketing for bank and non-bank loans. Product comparisons, consumer information on the parameters of SMS loans without proof of income and register, bank loans and credit cards.

We are a joint stock company that deals with financing, buying or selling real estate.