We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Financial planning, protecting clients against loss of income, financial portfolio analysis. Life insurance. Property insurance. Mortgage loans. Consumer loans. Investment advice. Retirement savings and more. Real estate services.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.

We offer a unique form of vehicle financing. We will provide you with the most favorable terms of credit, financial or operational leasing in our market. You will receive an individual offer within 24 hours. Our advantages include speed and time flexibility - we drive to our clients.