We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.

Services for filing a petition for debt relief, also known as personal bankruptcy. Immediate suspension of enforcement actions by bailiffs and collection agencies upon filing the petition. Up to 99% of all debts forgiven. The remaining debt is forgiven after 3 years. The entire process takes an average of 48 hours. The average total payment is 2,500 CZK. All debts are forgiven.

Bound representative of an independent broker GOLEM FINANCE s. r. o. I offer you my years of experience, knowledge of how the mortgage market works and a combination of suitable products to help you achieve a loan. I will prepare a comparison of all banks and building societies.